So, what do you have to put up in collateral?
Sorry, I cannot give any collateral right now.
So, what you are telling us is that:
1) you are totally new here
2) you plan to invest/day-trade the coins so you have enough to pay us back
3) you have no collateral or even the suggestion of a non-collateral option to help us trust you.
sorry, bro, I'm not in the business of throwing money into the toilet. Until you come up with a better story, I'm a definitive no.